Take Control of Your Claims with Do-It-Yourself Inspections
Posted: May 5, 2026
If you have ever had your home damaged from a catastrophic storm, fire, or other event, you may remember waiting for an adjuster to call, to schedule a visit, to file a report, and to get your claim processed. Today, more insurers are giving homeowners the ability to document their own property damage, all from their smartphones. These tools, once used mostly for auto claims,...
Does Your Roof Affect Homeowners’ Insurance Rates?
Posted: May 2, 2026
Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The roof’s condition can affect your insurance, including premium rates and whether a carrier will insure your home. Insurers consider your roof’s age, condition, material, and local weather when deciding coverage. How Roof Age Can Affect Rates The age of a...
Spring Insurance: 5 Tips for Seasonal Risks
Posted: April 16, 2026
The arrival of spring brings a welcome change in weather, but it also ushers in a unique variety of challenges for homeowners and drivers alike. This season is often characterized by erratic storms, high winds, and heavy rain that can test the durability of your property. Many people also begin planning home improvement projects or spring break travel during this time of year. Taking a...
How Landscaping Can Impact Your Homeowners' Insurance
Posted: April 1, 2026
National Lawn and Garden Month is a perfect reminder to enhance the beauty of your property via thoughtful landscaping. While a lush green lawn and colorful flower beds significantly improve curb appeal, these aesthetic choices similarly play a major role in your overall property risk profile. Homeowners often overlook how certain plants or structures affect the replacement costs of their dwelling or the likelihood of...
Home & Auto Spring Maintenance Checklist
Posted: March 16, 2026
Spring maintenance keeps your property in good condition and helps you get better insurance rates. Evaluating your home exterior after winter is a critical step in identifying minor problems before they turn into major structural damage. You must prioritize inspecting your roof, cleaning out gutters, and checking proper soil drainage. Confirming your sump pump works correctly will further reduce your risk profile. Factors that affect...